KB Tool’s Financing Options

At KB Tools we understand sometimes you need tools now but need a little more time to pay for them. That’s why we’ve teamed with a few partners to offer you the following options:

Interest Free Options

Save money on interest by using our financing options which offer deffered interest or lease buyout (lease to own).

Klarna Slice It

For purchases starting at just $35 KB Tools offers Klarna’s “Slice It” program. This program provides 6 weeks to pay off your item(s) without interest.

Using Klarna Splice It

  1.  Add items to your cart
  2.  Select “Buy now, Pay later” as your payment option at checkout
  3.  Enter simple information and know instantly if you’re approved
  4.  Place order

Example

Suppose you purchase items totaling $200. The 1st Payment of $50 (1/4) is taken at the time of shipping.

Additional payments of $50 (1/4) are automatically charged to the card used at checkout every two weeks.

Klarna Slice It Example

Long Term/Lease to Own

Our long term and lease to to own options help you get the lowest possible monthly payments.

Klarna Financing – 24 Months 9.99% APR

For purchases between $1999 and $2998.99 KB Tools offers 9.99% APR financing for 24 months through Klarna.

Using Klarna

  1.  Add items to your cart
  2.  Select “Buy now, Pay later” as your payment option at checkout
  3.  Enter simple information and know instantly if you’re approved
  4.  Place order

Klarna Financing – 36 Months 9.99% APR

For purchases between $2999 and $10,000 KB Tools offers 9.99% APR financing for 36 months through Klarna.

Using Klarna

  1.  Add items to your cart
  2.  Select “Buy now, Pay later” as your payment option at checkout
  3.  Enter simple information and know instantly if you’re approved
  4.  Place order

TimePayment 57 Month Leasing 

For the lowest possible monthly payments we offer lease to own financing through our partner TimePayment for purchases exceeding $500.

Applying for TimePayment

There are two ways to go about using TimePayment.

  • Know exactly what you want?

    1. Simply add the items you’d like to your cart (must exceed $500)
    2. Select the green button (Financing As Low As….) to apply for the amount of those selected items.
    3. Follow the instructions on the page and complete the application.
    4. Please see the final steps below under “Using TimePayment” on completing your purchase.
  • Not sure what you want or want to find how much you can borrow?

    1. Click the appropriate button below to get prequalified to make a purchase at KB Tools.
      Note: If youre using professionally use your full name as the “Legal Business Name.”
    2. You will be infomred immediately or by mail within 2 business days of TimePayment descision.
    3. If you’re approved follow the instruction below under “Using TimePayment” to proceed.

Using TimePayment

  1. To use TimePayment simply shop our website and selct the items you’d like to purchase.
  2. Proceed through the checkout page and when asked to select a payment method choose “TimePayment Program.”
  3. Place your order.
  4. Within 24 hours a KB Tools representative will contact you to finalize the lease docuemnts and order.

Questions

For questions on the TimePayment programs please contact TimePayment directly. Contact information can be found here.