KB Tools is proud to offer the following great options:

Klarna Logo.

Slice up the payment on your purchase!

We have partnered with Klarna to provide you with flexible financing on purchases, so you can ease the costs and pay over time.

It’s simple and easy

When you slice up your payments with Klarna, you will know exactly how much you pay each month and in total. You’ll get an instant decision on whether you’re approved with just simple information – no bank account or credit card required.

  1.  Add items to your cart
  2.  Select “Klarna” as your payment option at checkout
  3.  Enter simple information and know instantly if you’re approved
  4.  Klarna will send you an email confirmation and payment reminders
  5.  Complete all future Klarna purchases with just a single click

Payments on Klarna.com

Review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at www.klarna.com. You can also reach Klarna anytime at www.klarna.com/us/customer-service/

Safe and Secure

Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page.

What is Klarna?

Klarna is a global payment solutions company that works with merchants to provide their customers the smoothest online shopping experience. Klarna is in over 70,000 online stores and has more than 60 million users globally.

What is Slice It?

Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time.

How does financing with Klarna work?

It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. You will know if you are approved in seconds, and then complete your purchase. You will receive an email notification of your purchase from Klarna, and can manage your account at www.klarna.com.

How can I reach Klarna?

You can reach Klarna anytime at www.klarna.com/us/customer-service/

TimePayment is based on credit score and offers options to individuals with greater than around a 600 credit score for terms up to 57 months. TimePayment is only available for purchases exceeding $500. Timepayment is a lease to own option with the ability to buy out of the lease if paid off (with applicable sales tax) in a set time:

  • 3 months for $500-$1199
  • 6month for $1200-$2399
  • 12 months for over $2400

To use TimePayment (2 Options)

Know exactly what you want?

  1. Add the items you want to your cart (Must be greater than $500 total).
  2. In the cart page, you should see a green button that says “Financing As Low As….
  3. Click the button and follow the instructions to apply for financing for that/those item(s).
  4. After completion, you will be informed of how much you can borrow either immediately or by email.
  5. If approved, return to the cart and checkout. At checkout select TimePayment as your payment method and Place Order.
  6. After placing your order, a KB Tools representative will reach out to provide you to confirm your term selection (duration and monthly payment).
  7. We will then work with you to finalize the paperwork.

Not sure what exactly you want?

  1. To find out how much you qualify for simply fill out the application (select appropriate option below)*
  2. After completion you will be informed of how much you can borrow either immediately or by email.
  3. Shop our website and select the TimePayment Financing option at checkout and Place Order.
  4. After completion, a KB Tools representative will reach out to provide you with your term options (duration and monthly payment). At this time you will be able to either accept one of the options or decline.
  5. If you accept, we will work with you to finalize the paperwork.

* The application is setup to allow you to borrow a maximum of $9,999, this is simply a placeholder. In no way are you committed to borrow that or any amount. This is the maximum borrow amount for a “simple” lease through TimePayment. If you wish to apply for more you can adjust the $9999 field but the process (post application) is just a little more tedious.

** You can use this calculator to determine approximate monthly payment based on amount financed.

PayPal Credit –

PayPal credit offers terms up to 12 month with 0% for 6 months for qualified applicants.  Click the banner below to learn more.

To use PayPal credit checkout using Paypal and you will be prompted with the option to apply for and/or use PayPal Credit.

Square Installments –

Square Installments offers terms up to 12 months. Click to Banner below to learn more and to apply. On successful application outcome you will receive a credit card number to use during checkout.

Square Installments

To use Square Installment apply at the link above. Upon approval you will be given a credit card like number to use to checkout at KB Tools.